Tag Archives: cashless society

I recently returned from Scandinavia, where I busked my way around for a few weeks. I spend a lot of my time travelling in this way – often around half the year. This time, I’d planned my trip around various Bruce Springsteen gigs that were occurring in the area – a tactic that had worked wonderfully well in other countries.

Scandinavia, though, is now one of the toughest busking destinations in the world. I’ve made easily more money in Peru and Bolivia than I did in Norway. The reason is nothing to do with a lack of generosity (I was last there in 2016 and did very well indeed), but the almost total elimination of cash from their societies.

The UK is not far behind. A recent report suggests that the number of cash transactions amounted to 10% of all payments in 2022, down from 27% in 2019. This is still higher than the 4% in Sweden and Norway, but the downwards trend should give us pause for thought.

Few would suggest that these figures indicate a need to restrict card/contactless payments. To do so would be to inconvenience people for no obvious benefit. But it is vital that politicians act to protect cash before it is too late. In the example of Norway, the law stating that it is illegal to refuse cash as a payment method has been widely flouted, and only very recently have lawmakers stepped in to strengthen it. But this has been done too late. We should act now before we get to a similar point.

It is understandable that many will wonder why this is necessary, or claim that the death of cash is simply an inevitable indicator of progress, and I am aware that as a professional street musician, I have ulterior motives for championing its survival that may not be thought to be particularly important. However, the destruction of busking as a form of work is not the only effect that a cashless society would cause (at this point I should say that I’m aware buskers, including myself, can and do accept contactless payments, but these do not go anywhere close to replacing the amounts earned through cash, for reasons that would take another entire article, so please do take my word for it!).