Tag Archives: pension reforms

The two Orange Bookers who’ve won over the Lib Dem membership

Orange_BookIt’s 10 years since The Orange Book was published. Edited by David Laws and Paul Marshall it was widely regarded as an attempt by economic liberals within the Lib Dems to wrest back control of the party from social liberals.

Both Laws and Marshall would argue their attempt at ‘reclaiming liberalism’ (the book’s sub-title) was more about re-balancing liberalism as practised by the Lib Dems — that the party had grown intellectually lazy, happiest with simply saying ‘tax more, spend more’ as the answer to every public policy problem without thinking …

Posted in Op-eds | Also tagged , , , , , , , and | 70 Comments

The Independent View: Pensions reform – the right to advice is right

citizens adviceDuring the Budget last week George Osborne announced the right to free and impartial face-to-face advice in the context of pension reforms. On a day where we saw other good news — such as encouraging growth forecasts and falling unemployment figures — it was a poignant reminder of how vital advice is for anyone facing major life decisions at any time in their life.

We know more than most how invaluable quality advice is. This year is our 75th anniversary and, over the past 12 months, Citizens Advice helped more than …

Posted in The Independent View | Also tagged , and | 6 Comments

The price of trusting people with their own money

pensionsThe world of the private “Defined Contribution” pension is one that sees so many hidden fees it has been described as generating a greater return for the financial services industry than it does the saver. A large bite of this comes with the annuity purchase, where the pension pot, built up over the years, is spent on an annuity, converting a cash sum into a fixed (or index-linked) income for life.

Annuity purchase represents a kind of insurance against getting too old and running out of money.

Posted in Op-eds | Also tagged , and | 52 Comments
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Recent Comments

  • User AvatarOnceALibDem 19th Aug - 12:59am
    "The EU Withdrawal act is clear repeal happens on ‘exit day’ not any specific date." Only partly correct. The act defines 'exit day' as a...
  • User AvatarMichael BG 19th Aug - 12:00am
    Matt, Having a referendum puts back when a general election will be held. I think it is unlikely that the next general election will be...
  • User Avatarmatt 18th Aug - 11:24pm
    There is not a hope in hell of Corbyn getting into No 10, we are not going to see a Labour Prime minister for some...
  • User AvatarMichael BG 18th Aug - 11:23pm
    Mack, The examples I gave were in the nineteenth century not the eighteenth. The examples were of a new government being formed and then a...
  • User AvatarDavid-1 18th Aug - 11:02pm
    To actually get any sort of Vote of No Confidence through parliament, and any sort of new government in place, the Remain forces will need...
  • User AvatarRoland Postle 18th Aug - 10:36pm
    @ Dilettante Eye The EU Withdrawal act is clear repeal happens on 'exit day' not any specific date. It's the very first thing mentioned: http://www.legislation.gov.uk/ukpga/2018/16/crossheading/repeal-of-the-eca/enacted...
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