Tag Archives: private tenants

Renters need fairer access to affordable credit

The poverty premium is taking a crippling toll on people who can least afford it. It’s estimated that every year those living in poverty pay an extra £490 for the basics of energy, phones, white goods, food and furniture. But how can it be fair that the poor pay more?

The problem is that the rental payments of Britain’s 11 million renters aren’t recorded or recognised in the same way that mortgage payments are. This means some of the least well-off pay the most to borrow. All the while, over two-thirds …

Posted in Op-eds | Also tagged , , and | 3 Comments

New Committee report out saying tenants needed more protection

The Housing, Communities and Local Government Committee has released a report today saying that the “most vulnerable tenants need greater legal protections from retaliatory evictions, rent increases and harassment so they are fully empowered to pursue complaints about repairs and maintenance in their homes.”

This report on the private rented sector found that many properties were sub-standard, calling on the Government to address the ‘clear power imbalance’, with

tenants often unwilling to complain to landlords about conditions in their homes such as excess cold, mould or faulty wiring.

I am appalled that this …

Posted in News | Also tagged , , and | 7 Comments

Radical, liberal rental reforms are needed

The government has launched a consultation on banning letting fees, a proposal originally tabled by Liberal Democrat peer Olly Grender. It’s responsible and right to address the shortcomings for tenants of a private rental market that now accounts for 19% of all households. And as the consultation paper sets out, there’s an economically liberal logic to the ban as well.

As a liberal, I’m not against market-based proposals for social problems. On the contrary, I’m all for them. In the summer after I left school, I worked temporarily as a Housing Allocations Officer. I see no reason in principle why housing associations should be the main providers of homes to people on benefits, for example — providing there’s enough housing to go round, and so long as people aren’t trapped in poor-quality accommodation. Indeed, greater choice for those on benefits within the private sector may be to their advantage, and improve social mobility overall. What’s more, it’s cost effective provision from the point of view of the state. However, there’s an obvious barrier to decent private rental accommodation frequently faced by those on benefits: the reluctance of so many private landlords to rent their properties to them. For many people, this is unfair discrimination. Banning letting fees is a positive step, but won’t tackle this sort of problem. My issue with the government’s plans is that they’re another example of Theresa’s tokenism.

Private landlords, with perhaps a “buy to let” as their pension pot, and renters are both likely to be among our party members. What could we as Liberal Democrats propose to help groups of tenants with little available capital beyond their rent money into better quality accommodation and, at the same time, keep landlords on board who want to protect their assets from risk? 

Posted in Op-eds | Also tagged | 4 Comments
Advert



Recent Comments

  • Sadhbh
    @Mike Taylor Actually, I disagree with the idea that the electoral arithmetic “didn’t add up”. The hard numbers were that the Conservatives had 306 MPs a...
  • mick taylor
    I think that our leader and most of our MPs are plain wrong about the rail strikes. Instead of attacking the Trades Unions, it would be far more Liberal to atta...
  • Mick Taylor
    Actually Mark, they did hold negotiations with us in 2010, but the arithmetic of the likely rainbow coalition simply didn't add up and we decided, wrongly in re...
  • Michael BG
    Peter Davies According the Joseph Rowntree Foundation a single person needs an income of £166 a week to be living at the poverty level. Universal Credit is ...
  • Helen Dudden
    So many in the fast track lane that never provided what they were contracted to supply....