Our party is dedicated to resolving the cost-of-living crisis, where inflated prices and insecure or short supply are affecting our ability to afford life’s necessities. However, there is a part of life being negatively impacted by inflation that goes undiscussed: death.
Death is never an easy subject to talk about, nor is it one that many of us want us to seriously contemplate. We will have experienced bereavement at some point in our lives, with many of us having organised the final farewells of family members and loved ones. However, ignoring such issues ignores the problems that inflation is causing during such fraught times.
Between 2004 and 2025, inflation rose by 75% overall, but the cost of funerals increased by 134%. Today, the cost of dying averages £9,797 – covering funerals and associated professional fees and send-off costs – while simple funerals cost £4,285 and direct cremations cost £1,597. These cost the same regardless of household income, meaning that those at the lower end of the scale must spend a greater proportion of annual income than those at the higher end.
Such financial difficulties are compounding the emotional toll of bereavement. While support can be provided in the form of the Funeral Expenses Payment, this only amounts to a maximum of £1,000, with all excess costs being paid out of pocket. Under such conditions, purchasers do not exercise the same consideration for funerals as they would with any other service, often relying on the first funeral provider they encounter, guided by expectations of what funerals should entail and consensus among family members rather than intended wishes or preferences.
Such considerations have led to significant changes in British funereal practices. With cost being a major factor, cremations constitute nearly 80% of final dispositions in the UK annually and public health funerals – services provided by local authorities – have increased. However, these changes entail problems of their own. Depending on where you live, local authorities can deny attendance by family members and loved ones, the inclusion of burial markers or the return of ashes at their discretion when providing public health funerals because of costs which they must bear.
Communities such as Jews and Muslims face disproportionate funeral costs because of their faiths. As Judaism and Islam prescribe burial and prohibit cremation, adherents must pay the higher costs incurred by the former practice.