Tag Archives: social security

LibLink: Claire Tyler The time for radical reinvention is now

Our Claire Tyler has written an essay for a Make Every Adult Matter publication on the next steps for policies to tackle multiple disadvantage. These issues are important to think about as we head into the General Election on 4th July.

Claire wrote about the need for local, joined up services alongside a much stronger safety net.She set out the problem:

The accepted post-war norm has been for successive generations to experience better lives than their parents. That is not true anymore for the younger generation, as they are experiencing worse outcomes in terms of pay, security and housing. And the two-child limit for benefits continues to hold many families in poverty. The Marmot Review: 10 Years On highlighted that in the past decade, people can now expect to spend more of their lives in poor health. This is a crisis that will grow rather than fade without radical intervention.

What would the Liberal Democrats do about this?

Liberal Democrats would finally put mental health on the same footing as physical health, and invest in public health and prevention so that fewer people get ill and need treatment. We would break the cycle of reoffending by improving rehabilitation in prisons and on release. We would commit to building 150,000 social homes a year by the end of the next parliament. And we would set a target of ending deep poverty within a decade with a major anti-poverty strategy. Crucially, Liberal Democrats also understand that radical reform will take more than just good policies in each government department. We also need to reform our public services, taking a coherent, joined-up approach so that they work for those who are most in need. In tackling multiple disadvantage, this means committing to action in three key areas: leadership from the heart of government, local autonomy and co-production, and shared outcomes that endure for the long term.

And decisions being made locally is really important:

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Poverty in the UK is deepening – how should Lib Dems respond?

Poverty in the UK is deepening.

We knew this, we can see it all around us in the rise of expanded food banks, the active community charities, the special price reductions on basic supermarket foods and the increase of homelessness. But now Joseph Rowntree Foundation in its annual report on poverty levels reveals the grim facts.

More than one in five people in the UK, 22%. 14.4 million, are living in poverty, having less than 60% of the UK average for the type of household they are in after adjusting for housing costs. And 6 million of them were in very deep poverty at the last count, having less than 40% of the UK average – a category that has increased by 1.5m over the past two decades.

The report says:

A couple with two children under 14 living in very deep poverty would need an additional £12,800 a year – more than double their household income – to get out of poverty.

Of the 14.4 million people living in poverty, 8.1 million were working age adults, 4.2 million were children, and 2.1 million were pensioners. Around three in every ten children in the UK live in poverty, and the proportion rose between 20/21 and 21/22, as did overall poverty. The report says that poverty rates across the different groups has returned to around their pre-Pandemic levels.

Of the different groups affected, informal carers were much more likely that those households with no caring responsibilities to be living in poverty: 28% compared with 20%. In 2021/2 nearly one in ten adults, 4.8 million people, were informal carers.

Around two-thirds of working age adults in poverty lived in a household where someone was in work, evidently unable to get out of poverty through employment.

Among the worst affected groups were Pakistani and Bangladeshi households, around half of whom were living in poverty, compared with 19% of households headed by someone of white ethnicity.

After recording these grave findings, the Report says:

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LibLink: Christine Jardine – Sturgeon’s dead cat distracts from multiple failures

In her Scotsman column this week, Christine Jardine highlights 3 major SNP Government failures and suggests Nicola Sturgeon’s publication of her tax returns is merely a dead cat to distract from them.

The first failing is the lack of dualling the main route to the north of Scotland, the A9. It was supposed to be one by 2025 but that is not going to happen and fatalities on this road are going up.

Failure to make the promised improvements will impact the economy as well as the health and well-being of isolated communities with poor access to vital services. But most of all it is a failure to make the main route north safe for all of us. Safety was a major factor in the decision to upgrade a road on which the number of deaths still managed to record a heart-breaking 20-year high in 2022.

Thirteen people lost their lives on the stretch from Inverness to Perth of which approximately 77 miles remain to be dualled and the tender for the latest stretch – Tomatin to Moy – was announced this week to have been delayed. Promised improvements now will have to wait while thousands continue to face the real fear of driving on a road which switches intermittently from dual to single carriage and on which you can meet a tractor or road works at any moment.

And then there is the unbelievable capacity to make a mess of a good idea that is the proposed Deposit Return Scheme. Anyone who wants to sell drinks in bottles, or cans, in Scotland after August is supposed to sign up for the new scheme by the end of this month, but businesses are saying they may not bother because of the additional costs they will incur. This weekend no Scottish Government Minister would appear on the main Sunday morning shows to defend the scheme which has even been criticised by SNP MPs.

On a practical level, retailers are unhappy that the vending machines will cost around £20,000 to install and take up valuable retail space. Producers are also beginning to ask questions, and then there are the problems of different pricing for different parts of the UK. Which raises another not insignificant problem: the Internal Markets Bill.

A leading lawyer this week claimed that Scotland’s Deposit Return Scheme could create an unlawful trade barrier with the rest of the UK where a similar scheme will be introduced in 2025.

Finally, the Government is yet again delaying the full implementation of welfare powers.

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Wendy Chamberlain slams Government for “callous” benefits decision

The UK Government has confirmed that it is only going to raise benefits by the rate of inflation last September. This is what it normally does. However, it looks like inflation is going to almost double between September and April, when the changes take place.

The Government will be putting an order before Parliament to raise benefits by 3.1% which is not much good when inflation is expected to be 6% by April.

If you think about how energy costs are soaring, this is really going to impact on disabled people. They tend to have higher heating bills to start with, but when you factor in the special equipment, for example scooters, electric wheelchairs or oxygen tanks, which gobble up electricity, this is going to cause huge hardship.

Wendy Chamberlain, the Lib Dem DWP spokesperson has called on the Government to raise benefits by 6% to match the expected rate of inflation in April:

She said:

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Therese Coffey should listen to those who really do understand how Universal Credit works

It is pretty staggering when a Government Minister goes on national television and exposes their own ignorance of something they are in charge of. But when that ignorance leads to them doing things that make it more difficult for the poorest people in our country to put food on the table and heat their homes, it is particularly reprehensible.

MPs’ inboxes are full of really heartbreaking stories from people who are already struggling to survive on Universal Credit and are dreading the £20 cut which comes in at the end of this month.

And then you have Therese Coffey, Work and Pensions Secretary, blithely say that all people will have to do is work an extra couple of hours. Well, er, no. It’s more like nine hours. She firstly assumes that people are getting £10 per hour when the minimum wage is £8.91. Then she forgets that for every £1 people earn over £293 per week, they lose 63p of their Universal Credit. The Lib Dems could have embraced the power of and in this tweet:

Therese Coffey fails to understand that it’s low paid working people with children who are struggling the most. Work really doesn’t always pay. And that is if you can get it. We haven’t started to really feel the long term economic impact of both Brexit and the pandemic yet. And with furlough ending at the end of this month, we may well see significant job losses.

Back in July, the Child Poverty Action Group set out why those families need the £20 uplift to stay:

Seventy-five per cent of children growing up in poverty in the UK live in households where at least one adult works. Low-income working families are struggling to pay for essentials like utility bills, new school uniforms and the food shop. In a couple household, having both members of a couple in work is increasingly important in preventing child poverty but in reality, universal credit does little to support parents trying to increase their income through work.

Firstly, as soon as a family with children earns more than £293 a month (their ‘work allowance’), for every pound they earn through work their universal credit is reduced by 63p. The very limited single work allowance, combined with the high reduction rate, makes it very difficult for families to increase their income through work.

And that is before you get to the practicalities of paying for childcare:

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Research highlights devastating financial impact of pandemic on young lower income women

It was clear right from the start that Covid shone a super trouper on the inequalities in our society. As older, more affluent office workers worked from home and saw their bank balances increase, younger, lower income workers kept us fed and cared for.

New research commissioned by a number of women’s organisations, including Close the Gap, Engender and the Fawcett Society has laid bare the impact on women on low incomes. Younger women were more adversely affected than older women andhit than lower income men.

Even before the pandemic hit, the report says that almost half of young women on …

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This week, fight for our values on social security 

As we enter one last push before the election, it’s important to remember why we’re doing this. It’s tempting to clamp down into an unhelpful, wearying “shut up and deliver leaflets” mode, but really the best way to get motivated and to motivate others in politics is to have something to fight for. For me, the Liberal Democrats’ social security policies are exactly such a motivator.

A good safety net that liberates people from poverty and the threat of income insecurity is an absolutely crucial part of a liberal society. One of the reasons why coalition-era cuts in this area were so damaging for us as a party is that it jarred strongly with our natural position fighting for a society that supports and enables and empowers people. As liberals, we believe in people being supported to choose their own paths in life, and few things disempower people like time and energy and health being absorbed by a lack of good living standards. Fortunately, five years on, we’ve responded to that challenge, and are now exactly where we should be, leading the two main parties in having the most progressive welfare system plans on offer according to a Resolution Foundation analysis.

First, we have a plan to fix the system so it’s fit for purpose. Our root and branch reforms to Universal Credit, reducing the waiting time from weeks to days and scrapping the two child cap and bedroom tax, would rapidly and significantly improve people’s lives. Simply spending more on raw benefit levels is also urgently needed, and something that our Liberal Democrat MPs will fight for in the next parliament.  Since 2016 we’ve also been committed to the even bigger step of abolishing the benefit sanctions system: it is unconscionable, no matter what the circumstances are, that people should be left with insufficient income to live on. 

One area we’ve talked about less, nestling among the wide constellation of official Lib Dem policies not explicitly mentioned in the manifesto, is the longer term future of the system. As of Autumn Conference, our long term plan is to pilot turning the standard element of UC into a guaranteed minimum income, removing all claiming conditions other than income level. This is a natural evolution of policy from the abolition of sanctions, and also fits with our policies on lifelong learning and providing living cost support for startup businesses: by piloting an unconditional minimum, we will be looking towards having a single, streamlined system that will provide people with new opportunities, as well as giving people the stability they need to take care of themselves and those around them.

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Restoring the benefit cuts – a look at our manifesto and the Labour Party’s manifesto

In 2017 we proposed spending more than the Labour Party on reversing some of the benefit cuts since 2010. This year the Institute for Fiscal Studies after looking at both of our manifestos concluded, that while we both increase benefit spending “to around its 2010 level … this money doesn’t go as far as it used to, because of underlying pressures pushing up benefits spending, including rising housing costs and a bigger population. Taking these into account, these pledges would only reverse around a quarter of discretionary cuts to benefits since 2010.”

According to the Labour Party’s costings they plan to increase spending on working-age social security by £8.4 billion by 2023/24 (page 4). (They just give a total without breaking the figures down.) In their manifesto they state they will scrap the benefit cap and the two-child limit, they will split benefit payments for couples, and they will restore fortnightly payments and paying the housing element directly to landlords (page 73).They will also end the ‘digital only’ approach for claiming benefits. All these reforms were suggested by Philip Alston the UN Rapporteur on extreme poverty in his report this year. Furthermore, they will scrap the bedroom tax and increase the Local Housing Allowance by an unspecified amount, end Work Capability and PIP Assessments and make sure these are done “in-house”. They will restore the extra money for those in the Work-Related Activity Group receiving Employment and Support Allowance cut by the Conservatives.

The Labour Party claim that they “will eradicate in-work poverty in our first term by tackling the structural causes of poverty and inequality, such as low pay and high living costs, while raising the floor provided by our social safety net” (page 59 of their manifesto). I couldn’t find in their manifesto what they would increase benefit levels to. I believe for a couple, one of which works 16 hours a week on Labour’s new National Living Wage of £10 an hour, for their income to reach the poverty line the couple’s benefit level would need to be increased by just over £46 a week (about 40%) even assuming work allowances were restored to their 2015 level for people without children. I estimate this would cost in the region of £11 billion a year.

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We Lib Dems need to oppose austerity

The Liberal Democrats are the party of David Lloyd George, John Maynard Keynes and William Beveridge. We are the party that laid the foundations of the welfare state and pioneered support for Keynesian economics, which strived to create an economy of public investment in infrastructure, growth and full employment. Our party’s history is one which is staunchly against ‘slash and burn’ austerity.

Of course, during the Coalition Government, the party’s leadership supported the austerity programme of David Cameron and George Osborne. This continues to be used against us by supporters of other progressive parties, not least Labour, despite the fact that Labour also supported austerity. I hope no-one joined the Liberal Democrats to introduce the ‘bedroom tax’, support the benefits cap, cut legal aid, cut housing benefit to young people, introduce assessments for disability benefits or to support benefit sanctions. It is not a nice thought, but whether you think Coalition austerity was right or not, it has ruined people’s lives and led to thousands of preventable deaths.

Coalition austerity was not compatible with the liberalism of Lloyd George, Keynes or Beveridge and many Lib Dems opposed austerity during the Coalition Government. Since the Coalition, the party has clearly begun to move away from austerity. This began in 2015, when the Liberal Democrats opposed the Conservatives’ Welfare Bill, while Labour abstained. In the general election of 2017, our party was committed to reversing more welfare cuts than even Jeremy Corbyn’s Labour Party. 

At our Autumn Conference last year, the ‘Demand Better’ policy motion committed the party to ‘a better society, in which everyone is supported in times of need, with an end to austerity’. Those three words, ‘end to austerity’, are absolutely essential if we are to win over more Remain voters, most of which vote for progressive parties. They are as important as the other two words for which our party is known for, ‘Stop Brexit’. Indeed, austerity has helped to fuel the rise of Brexit populism and therefore if we want to stop Brexit, we must end austerity.

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It’s time for us to prove our progressive credentials

We want to hang on to the Remain voters who flocked to us in the Euro elections. We believe that our party could radically change our conflicted country for the better, while we see that the two main parties at present are, in the expressive vernacular, of as much use as a fart in a bottle.

This husk of a government continues to do harm. As if it were not enough that Chancellor Philip Hammond ignored the poorest in his March Spring Statement despite bumper tax receipts, the continuing impact of the roll-out of Universal Credit, the two-child limit on some welfare payments and the continuing benefits freeze will, according to research by experts, cause a big increase in families unable to make ends meet this year. Cover-up attempts by Work and Pensions Secretary Amber Rudd to alleviate the effects have done little. For example, repaying the advance payments for UC will plunge one in ten low-pay households into deficit. Although UC has made 56% of households better-off by £172 a month, 40% are worse off and will lose an average of £181.

Amber Rudd’s latest wheeze to stem the flow of criticism is denial. She is to complain to the UN about the final UK report of its Special Rapporteur on extreme poverty and human rights, Philip Alston, which was published last month, apparently on the grounds that his personal fact-finding tour was only eleven days long and his conclusions on the Government’s approach to tackling poverty are ‘completely inaccurate’. The 20-page report, which upholds the statement made in November discussed here in LDV is in fact extensively referenced by many authoritative public bodies. 

The report’s summary points out that one-fifth of Britain’s population, 14m.people, live in poverty, and that the policies of austerity introduced since 2010 continue largely unabated. Its final conclusion is that Brexit presents an opportunity to reimagine what the UK stands for, and that recognition of social rights and social inclusion rather than marginalization of the working poor and the unemployed should be the guiding principle of social policy. The report combines recommendations of practical steps to tackle poverty with humane proposals for restoring our social contract.

So, its fourth recommendation demands reversal of the “regressive measures” pointed out by experts and ignored by the Government  (see above) –  continuation of the benefits freeze, the two-child limit, the benefit cap, and the reduction of housing benefit including for under-occupied rental housing. This is already Liberal Democrat policy, and we would also support the recommendation to eliminate the five-week delay in receiving UC benefits.

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Time to scrap disability assessments and bring them in house

With each month passing there is more and more evidence that now is the time to bring an end to the failed DWP disability assessments and private outsourcing by companies such as Maximus and Capita and bring all assessments in house.

Appeal success rates for those that go to tribunal  for both Personal Independence Payment and Employment and support allowance are at their highest rates ever, with success rates of 73% for Pip and 74% for ESA. This is an increase of 4% and 5 % respectively.

At the same time, waiting times for mandatory reconsiderations, which a claimant has to go through before appealing to a tribunal has increased by 86%. Average waiting times for a reconsideration have increased from 32 days to 54 days. This leaves many sick and disabled people in a severe financial hardship. This is totally unacceptable and is it any wonder that the use of food banks is at an all time high. The success rate of PIP Mandatory reconsiderations stands at a measly 19%. That is 2 opportunities that the DWP has had to get an assessment correct and fail and nearly three quarters of those people who go on to appeal are successful at tribunal. This is simply unsustainable, on top of the human suffering that this costs, there is the financial costs to the DWP and the justice department all because the private healthcare assessment providers and the DWP are failing to do their jobs. The system is broken.

There is also evidence of a canteen culture of contempt  at the DWP. In official tribunal papers for a woman’s appeal to Personal Independance Payments by a welfare official for the department of work and pensions, they wrote

In this lying bitches case she is receiving the mid-rate carers allowance component for providing day time supervision to another disabled person. The tribunal may wish to explore this further.

 

The mother of small children has a degenerative condition affecting her heart and lungs that leaves her prone to infection and in constant pain. 

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LibLink: Christine Jardine: All consuming Brexit is making this country a less caring place

Sarah Newton resigned as Disabilities Minister 3 weeks ago but she still hasn’t been replaced.

In her Scotsman column this week, Christine Jardine outlined why a new minister was needed and soon.

The Personal Independence Payments system is broken, she said, highlighting a local example:

Alexandra Mitchell from Cramond, has already highlighted the shortcomings. Born with a disability and entitled to a Motability car for years, she was mysteriously told she no longer qualified for the support, with no adequate reasoning behind the decision. Although we managed to have the decision overturned on appeal that, in itself, is not good enough. Nor is it an isolated, or even unusual, incident.

That wasn’t the end of the story, though, for Alexandra:

I again raised the case of Alexandra Mitchell who has now been told that there is an ‘end date’ of her lifelong disability. Wow, who knew the department had such powers? That they could end disability at the stroke of a pen. They can’t. And to get to the bottom of why the department thought it could, I was due to have a meeting with the Minister for Disabilities in the very week she decided that she could no longer stomach her own Government’s approach to Brexit. Since then, there has been nobody in Government tasked with addressing those issues, of which there are so many, that myself and other MPs have been keen to raise. Fortunately I had also arranged a meeting with Amber Rudd, the current Secretary of State for Work and Pensions, to ask if she would consider changes to a Universal Credit system that has proven not fit for purpose. Again Brexit, as ever, intervened and foreshortened our meeting, but not before I had grasped the opportunity to confront the Secretary of State with the problem. To be fair, she asked me to send details of Alexandra’s case directly to her and I have.

Christine highlighted the ridiculous amount of money that the Government spends on holding appeals, most of which are upheld:

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15 March 2019 – yesterday’s press releases

Lib Dems call on retailers to scrap the gender price gap

To mark World Consumers Rights Day, Liberal Democrat MP Christine Jardine has written to major cosmetic manufacturers and retailers across the UK as part of her campaign to scrap the gender price gap.

Commenting on her campaign, Ms Jardine said:

We are a quarter of the way through 2019 and still men and women pay different prices for the same basic products. This is entirely unacceptable.

For World Consumer Rights Day I am writing to the most prominent cosmetic manufacturers and retailers across the UK to ask them to change their outdated

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Alleviating poverty in our country. How should Liberal Democrats aim to help?

Should Universal Credit simply be abolished? That’s not our policy. .Perhaps we should replace it with a new benefit, National Credit, as suggested here recently by Michael BG. But how about abolishing the Department for Work and Pensions?

That is the radical idea just advanced by a man who worked in national mental health policy for more than ten years, and who latterly was seconded to the DWP for 18 months to advise on mental health across a range of policy issues. 

Tom Pollard of the think-tank Demos has written a short paper, Pathways from Poverty: A case for institutional reform, published by Demos this month. He writes that the Government should consider abolishing the department after its failure to help ill and disabled people out of poverty. He maintains that the DWP is “institutionally and culturally incapable of making the reforms needed to deliver better outcomes for society’s most vulnerable.” 

Referencing the post-war Beveridge social contract, he declares that modern governments have failed to deliver a parallel radical agenda. Specifically, he complains that the DWP has a ‘benefit lens’ where case-handlers perceive employment as a condition for receiving benefits, rather than as a means for enabling claimants to pursue fulfilling work. Speaking at a recent Demos discussion with industry experts and senior parliamentarians, he maintained that for many claimants the problems were not a question of their motivation, but of their disability or illness that impeded their securing work.

His conclusions recall points made by the UN Special Rapporteur Philip Alston, whose hard-hitting report  was discussed in LDV articles on November19 and 28 and December 2. 

Philip Alston observed a ‘command and control’ approach to Universal Credit which imposed harsh sanctions which the evidence tended to show were counter-productive. He too referred to elements of the Beveridge contract having been overturned, inflicting misery on the poor and the disabled. While discussing practical needs such as the restoration of local authority services, with the viewpoint of a compassionate outsider he also deplored what he saw as a decline in British traditional values of compassion and concern for everyone.

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Heartbreaking: Homelessness among children in Scotland rises 22% over 3 years

Homelessness can happen so easily. All it takes is for a landlord to decide to sell the home you have always lived in and you have nowhere to go.

If you are a child in temporary accommodation, your toys and all of your family’s furniture will be in storage. There will be no tree to put presents under.  

You could be in a bed and breakfast with all your family in one room with nothing to cook on. You could be in a cold, damp flat somewhere you don’t know.

You could be moved somewhere else at a moment’s notice.

You’ll be away from your friends.

Imagine what that does to your sense of security and wellbeing. It’s going to damage your health, both physical and mental and harm your development.

That’s hard enough at any time of year but at Christmas it’s devastating.

I’m furious that every year the number of children going through this goes up. We cannot stand for this. Both Scotland’s Governments should be ashamed of themselves

Every Christmas, the Scottish Lib Dems ask Scottish Ministers how many children are included in live homelessness applications. This year’s see yet another rise. 12,858 children are in some sort of temporary accommodation at this time. That’s about a fifth of the size of the town where I live and it’s a 22% rise on 2015’s figures.

Both Scotland’s governments really need to get on with ending this misery. The SNP has to stop making excuses and build more social housing and ensure councils have resources to fix poor housing. There are thousands of neglected and vacant properties across the country which, with the right incentives, could be renovated to boost the housing stock.

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LibLink: Stephen Lloyd: Universal Credit was meant to make work pay – it’s causing nothing but grief, pain and anger

Our social security spokesperson Stephen Lloyd has been talking about how badly the Government has cocked up the implementation of Universal Credit for a while. We supported it in coalition but as soon as we were consigned to the back benches, depleted, the Tories ripped loads of money out of it.

He’s now written for the Huffington Post about what a nightmare this new system is.

And a crucial part of this incentive was the Work Allowance. This is the maximum amount a UC claimant can earn through employment, before their benefit payments are reduced. However in the Summer 2015 budget, with the

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How do benefit sanctions affect mental health?

There are few things more obvious than if you are deprived of the means to feed yourself, it’s going to be stressful and more than likely affect your mental health and not in a good way. This Mental Health Awareness Week, the excellent Scottish Association for Mental Health is collecting evidence to present to the House of Commons Work and Pensions Committee inquiry into benefit sanctions. 

People on benefits can lose up to all of their personal allowances if they are deemed to have not done enough to find work or have missed an appointment or have been sacked for …

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Stephen Lloyd calls for action to help victims of domestic violence through Universal Credit

I’m really glad to see that Stephen Lloyd has written to Esther McVey to ask for action to reform Universal Credit to ensure that victims of domestic violence have access to their own money.

The Scottish Party’s landmark Social Security Bill allows for the default splitting of payments between members in a household, but ideally we need to find a solution for the whole UK.

At the moment, the benefit is paid to one person, usually the man.

If domestic abuse is going on in a relationship, there is likely to be financial abuse too so it’s important to ensure that each …

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Lloyd: Government must delay “horror” changes to mortgage support

Support for Mortgage Interest is a benefit given to people claiming Universal Credit or certain other income-related benefits who have a mortgage or who have taken out loans to make repairs to their home. It pays for the cost of interest on up to £200,000 of a person’s mortgage in order to prevent claimants from defaulting on their mortgage.

From next month, SMI will be replaced by a loan of the same value, which is repaid (with interest) when the property is sold.

It’s pretty cheap, as benefits go, costing the Government around £300 million a year. It is certainly about 3.5 times cheaper than letting someone’s home be repossessed and then having to pay housing benefit to put that household in the rented sector.

Apart from the whole principle being flawed, the implementation seems to have been botched as only around 10,000 of the eligible families have taken up the loan. Some people haven’t even been sent the information about it so that they can make an informed choice about whether to take the loan.

Our Work and Pensions spokesperson Stephen Lloyd said the whole thing was a horror and called for implementation to be delayed.

Every month we seem to be hearing yet more examples of this Conservative government being both mean-spirited and unintelligent; this mortgage interest benefit change is a classic example. It will force some homeowners into even more debt, and will force others to sell their homes putting themselves at the mercy (and cost) of their local council’s housing department. Which, naturally, will cost the taxpayer more in housing benefit than keeping them in their own house by paying mortgage interest payments. An absolutely ridiculous decision.

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Vince calls on Government to delay changes to mortgage interest payment for people on benefits

In less than 3 weeks’ time, the Government stops paying mortgage interest to for those on certain benefits.

Some bright spark at the Department of Work and Pensions came up with a way to save the Government money – by getting a private company, Serco, to operate a loan scheme. Instead of having payments covered by the state, they will be covered by the homeowner taking out a private loan with Serco in return for a charge on the property. That means that they will have to pay back an unspecified sum of money if they eventually sell their house.

The Government …

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ESA appeals figures “absolutely appalling” – Stephen Lloyd

New stats from the Department for Work and Pensions show that not far off two thirds of decisions that people are fit for work are overturned on appeal.  Now, think about it. You have to go through a stressful assessment process. You get your decision. You then have to ask for a mandatory reconsideration which will almost always have the same outcome. You then have the stress of waiting for months for an appeal. Then you have the stress of actually going to the Tribunal and facing questions from a panel. By this time a year or more could have gone by.

In any other organisation, such figures would lead to sackings and questions and enquiries  and sorting stuff out. Not in the Department of Work and Pensions under Tory misrule.

Our Work and Pensions spokesperson Stephen Lloyd called the figures “absolutely appalling.”

These figures are absolutely appalling, but of little surprise to me. With the many constituents who come through my office and those of other MPs’ across the country, we see with our own eyes some shocking decisions by Work Capability tribunals.

It is time that we stop faceless corporations making money off the backs of disabled people, while providing poor quality service.

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It’s not just the ridiculous and ignorant mistakes made in PIP and ESA assessments that should worry us

You judge whether a society is civilised or not by how it treats its most vulnerable people.  The Work and Pensions Select Committee will publish a report this week which has recommendations for the reform of social security for sick and disabled people.

If one of your relatives suffered from a debilitating, life limiting physical or mental health condition, you would want them to have the best support possible. You wouldn’t want them to have to endure a social security system that is complex, demeaning and stressful.

As a prelude to their full report, the Work and Pensions Committee published a taster of the evidence they have received which outlines the awful things that people go through.

For me, it wasn’t the absurd and ridiculous incidents that caught the headlines (people being asked why they hadn’t killed themselves yet, or how they caught Down’s Syndrome) that upset me the most. It was the clear evidence that the way the system operates is harmful to people that made me angriest.

To be fair, none of this was news to me. I’ve been aware for some time that the system is broken. It particularly fails those with fluctuating conditions, Autism and poor mental health, but it’s stressful for everybody.

Filling in the massive form is particularly difficult. For some, it is even more so. I spoke at an RNIB Scotland fringe meeting at Scottish Conference about a year ago, The RNIB Scotland Chair, Sandra Wilson, talked about her experience of the dreaded form. She has no sight. They sent her a paper copy and expected her to fill it in. They knew she had no sight when they sent her the form.

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Does it matter what colour your passport is?

My reaction to the news the other day that blue passports were going to be coming back after Brexit was one of frustration and annoyance.

I am not young by any stretch of the imagination, but I’ve never had an old style passport. My first one, issued in 1993, was the burgundy European Union one.

It’s not the colour change that upsets me so much but what it symbolises. Those words European Union signify openness and co-operation. That translates into meaningful rights for me as a citizen. It means that I can travel freely across the EU. It means that I am part of something that protects my rights – even when my own Governments, Scottish and UK, seek to undermine them.

I absolutely cherish those words. The change in passport colour symbolises a retreat from those values.

Tom Brake made the point the other day that there is a huge financial cost to each of us that he put at £721 per passport. That’s based on a £35 billion settlement to the EU divided by 48.5 million passport holders. He said:

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High Court rules that 2017 changes to PIP regulations are discriminatory

The High Court has found that part of the rules governing Personal Independence Payments are unlawfully discriminatory against people with mental health impairments.

The Public Law Project’s client, RF, won on all three grounds of her challenge (RF v Secretary of State for Work and Pensions). 

The judge quashed the 2017 Personal Independence Payment (PIP) Regulations because they discriminate against those with disabilities in breach of Human Rights Act 1998 obligations. Because they were discriminatory, the judge also found that the Secretary of State did not have lawful power to make the Regulations (i.e. they were “ultra vires”), and that he should have consulted before making them, because they went against the very purpose of what PIP regime sought to achieve.

The judge heard that the Regulations were laid by negative resolution in February 2017, received relatively little parliamentary attention, and were rushed through the parliamentary process by the Secretary of State without prior reference to checks by relevant committees.  Contrary to the Secretary of State’s defence, the judge found that the decision to introduce the Regulations was ‘manifestly without reasonable foundation’ and commented that the wish to save money could not justify such an unreasonable measure.

During the course of the trial, the Secretary of State accepted that the testing carried out for PIP had not looked at whether the basis for treating those with psychological distress differently was sound or not, and the testing actually done was limited. 

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Scottish Parliament calls for rollout of Universal Credit to be halted

Alex Cole-Hamilton was one of the MSPs calling for the rollout of Universal Credit to be halted during a debate in the Scottish Parliament today. Only the Conservatives defended the continued rollout.

We know that people are having to wait up to 6 weeks for any money at all. MSPs had some real horror stories to report which you can see in the full record of the debate here.

Alex’s speech was very well crafted – and it was candid, too. He both acknowledged and distanced himself from the Liberal Democrat role in the coalition government’s welfare reform. However, he was able to show that without us there, the Tories have done a great deal worse. Here’s his speech in full.

I often speak with hyperbole in this place about the various responsibilities that we as decision makers discharge both in this Parliament and at Westminster, but the safety net that we provide for those who, for whatever reason, cannot provide for themselves should be the measure of any civilised society. My party has a proud history in the genesis and introduction of the welfare state in the early days of the 20th century, with the first state pension introduced under Lloyd George. In the 1940s, that great Liberal William Beveridge was the catalyst for the advent of social security when he identified the original “giant evils”, as he described them, of ignorance, idleness, squalor, want and disease. It is a failure of progress that, if we strip out the antiquated language, many of those evils still hold sway in our society today.

We should remember that, until this decade, the systems of welfare in this country had not undergone significant reform since their introduction, despite generations of incremental modification. For decades, welfare reform was sought by poverty campaigners, third sector organisations and academics so that we could dispense with unneeded red tape and inject much-needed social mobility into the system.

It fell to my party, in its period of coalition government, to co-preside over that much-needed redesign. I would, however, that we had had different bedfellows in that task. There are elements of the system that underpins the process that I take no pride in at all, and there are aspects of the new system that I still find shameful. Nevertheless, I am glad that we were there, for I dread to think of the welfare system that our Conservative partners would have designed unencumbered. We all saw the measure of the ideological compass behind Conservative social policy in the ill-fated manifesto that Theresa May published in the spring.

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Liberal Democrats would end the benefits freeze – but Labour aren’t sure

As prices go up in a Brexit-induced inflationary spiral, spare a thought for the poorest in our society. People who are having to rely on state benefits don’t get any cushioning thanks to George Osborne’s benefit freeze. As prices go up, benefits, already at a meagre level, stay the same making it even harder for people to survive.

So, you’d think that Jeremy Corbyn’s lefty Labour Party would be all about ending the freeze. Well, that’s what they briefed reporters on Friday morning ahead of a Corbyn visit to Cambridge. Remember that until 2015, Cambridge was represented by a Liberal Democrat who voted against many of the most contentious elements of the Coalitions social security reforms.

Anyway, Jezza rolls up and, weirdly, gives a much more timid message than his advisers had briefed. From Politics Home:

Party officials briefed journalists that Mr Corbyn would make the promise during a visit to Coatbridge in Lanarkshire yesterday.

A trail of his speech quoted the Labour leader saying: “We will lift the freeze on social security, using part of the billions we set aside for reform in our costed manifesto, by recycling social security savings made by introducing a real Living Wage of £10 an hour, and by building the affordable homes we need.”

But when he came to make the address, Mr Corbyn only said: “We are confident that we will be able to end the benefits freeze.”

A Labour source told The Times: “In his campaign speeches… not everything is said, but the intention was to say that. It’s in line with our policy.”

A party spokesman said: “We are confident that we will be able to end the benefits freeze.”

It’s the sort of caution that strikes resignation and frustration into the heart of anyone that actually wants to sort stuff out.

Just as a matter of interest, what is the Liberal Democrats’ policy on this? Pretty unequivocal, from the 2017 manifesto

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If they say you’re a Red Tory or a Yellow Tory, ask about Corbyn’s welfare cuts

Jeremy Corbyn’s team had promised to reverse child tax credit cuts, but in their 2017 manifesto, they did nothing of the sort as the Institute for Fiscal Studies shows:

Corbyn’s manifesto planned to increase taxes by £46bn per year and to borrow an extra £350bn. With so much extra funding, there was enough to honour their promises on welfare, so voters could be forgiven for assuming that they would.
In his first leadership election, Corbyn said: “Families are suffering enough. We shouldn’t play the government’s political games when the welfare of children is at stake”.  This issue of welfare cuts is why he defeated his Labour rivals for the leadership, because they had previously abstained on a number of votes.
In autumn 2015, John McDonnell, his Shadow Chancellor, didn’t just commit not to implement these cuts, he promised to reverse those that had already happened: “We are calling on Osborne to reverse his decision to cut tax credits. If he doesn’t reverse these cuts, we’re making it clear that we will”.
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May doesn’t care about disabled people losing their benefits – Farron

Theresa May was confronted over disability benefit cuts yesterday, during a rare encounter with ordinary people.  Cathy Mohan, who lives in Abingdon, Oxfordshire, berated the Prime Minister over cuts to service and social security for people with learning disabilities.

Watch the encounter here.

Tim Farron said:

Theresa May has shown she just doesn’t care about people like Cathy who are seeing their benefits slashed and prices rise.

Instead of addressing concerns over learning disabilities – she tried to change the subject to mental health.

Theresa May isn’t listening and is taking people for granted.

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The most disgraceful Government form ever #rapeclause

There are many occasions at the moment when the UK Government makes me ashamed to be British. Two examples this week show what Tim Farron described on Question Time the other night as “Cruel Britannia.”

The first is the removal of Personal Independence Payments from people suffering serious psychological distress. Matt described powerfully here what that would mean for him.

When outdoors I can become so distressed by events and this can trigger an episode of Post Traumatic Stress Disorder Symptoms. Symptoms include flash backs to an event that has caused much psychological harm and distress, visual hallucinations of the event that makes me feel that I am in another time and place, reliving the event as though it is really happening at that moment, becoming completely unaware of immediate surroundings. Coming out of one of these episodes is extremely distressing, confusing and disorientating and leaves me full of fear. My entire thought process is filled only with getting home and getting safe. I am no longer capable of following the route because my brain and thought process will not quieten down enough to think. I can only liken it to a petrified dog that will run off at full speed ahead, unaware of dangers / hazards / roads, petrified of people. All you can think of is getting home to the safety of your bed and cowering. The situation has caused me to put myself and others in danger whilst in this panicked state of mind. There are many things that can act as a trigger for me, It might be the way someone looks reminds me of person from my past, It can be a certain smell that acts as a trigger, it might be something I hear. I spend most of my life avoiding triggers. These are obviously easier to control within the safety of my own home, but impossible when I am outdoors.

The second example is the removal of benefits to cover third or subsequent children. In itself this is utterly wrong in principle. Benefit should be payable according to need. Children are suffering now because their families are now significantly worse off. The idea that large families should be penalised is so wrong. Are we really saying that if someone finds themselves as a single parent and they have four children, that the state should only provide help with two of them? What are the others supposed to do? It brings back the sort of attitude from Victorian times when the state would provide a parent with help with child support for a couple of weeks before taking the children off the parent and putting them in the workhouse. The idea that the poor are in some way culpable and should be punished is not something any liberal should accept. 

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Scottish Liberal Democrats demand answers from Ruth Davidson over mental health cuts to PIP

The Conservatives have not covered themselves in glory on social security issues recently. The removal of Housing Benefit from young people, the totally immoral restriction of benefits to two children and the deeply objectionable 8 page form that women have to complete if they want to claim for a third child conceived by rape, the cuts to disability benefits and cutting back eligibility to Personal Independence Payments for those suffering psychological distress have all shown a cruel lack of understanding of real life.

Let’s not forget the five year benefit freeze imposed by George Osborne in 2015. With Brexit bound to increase prices, that is simply unsustainable.

The cuts are significant, but even more reprehensible is the inhumane stripping of dignity from those who need our help. A civilised society supports those in need. If that makes me a bleeding heart Liberal, as Tim Farron declared he was on Question Time the other night, then I’m proud to be so.

Ruth Davidson’s Scottish Conservatives may pretend that they are nicer than their Westminster counterparts, making the right noises on mental health recently, but we can’t forget that they are the same party. Every awful thing that Theresa May’s Brexit government does reflects on them.

As health and social security spokespeople for the Scottish Liberal Democrats, Alex Cole-Hamilton and I have written to Ruth Davidson asking her to state her position on the cuts to PIP. Our letter says:

Dear Ruth,

We were pleased to see your party last week join the Liberal Democrats and campaigners in declaring that the SNP Government’s new mental health strategy lacked ambition. It was the right thing to do because the new strategy will not deliver the transformation we desperately need to see.

However, we were deeply concerned to see that, in the very same week, your colleagues at Westminster were voting to restrict personal independence payments to people with mental health and anxiety conditions, affecting tens of thousands of people both in and out of work.

This shows little understanding of the complex needs of some of the most vulnerable people in our society, for example those trapped in their homes because they are too anxious to leave without someone. These people can need help to leave their home every bit as much as someone suffering from a physical condition.

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