Category Archives: Op-eds

An economic policy for 2022 and beyond.

There are many reasons why our vote collapsed after five years of government but perhaps the most important was our ditching the economic policy of our 2010 manifesto, which included an economic stimulus in the first year of government, a promise to create jobs for those who needed them and implied that we would only reduce the deficit when the economic recovery was secured. What we actually did was reduce government spending straight away and took money out of the economy with a 2.5% increase in VAT. During the Coalition government the news reported that there was a double-dip recession (later upgraded). On our watch unemployment increased from 2.5 million in May 2010 to 2.71 million in November 2011. The highest percentage since November 1995 and the greatest number since August 1994. Even in May 2015 with 1.85 million unemployed we failed to provide a job for everyone who needed one.

The current economic consensus has given up on trying to achieve full employment and sees the NAIRU (non-accelerating inflation rate of unemployment) as the lowest level possible. This is often seen as in the region of 5%. The last Labour government and the Conservative party accept the NAIRU but also want to make it difficult for those unemployed to claim their benefit as a means of saving money. As Liberals we value each and every person equally and don’t think less of a person because they have difficulties in finding work or meeting the bureaucratic conditions required for those wishing to receive out of work benefits. As Liberals we must have an economic policy to achieve full employment. We know from history that economic inequalities reduced the most between 1945 and 1979 when UK governments tried to achieve full employment. No Liberal Democrat should find it acceptable for there to be more than 1 million people unemployed in the UK.

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Observations of an ex pat: Adventures in Israel

A long time ago—back in 1977—I was invited to Israel as a guest of the Israeli government.

At the time I was the diplomatic correspondent of a large chain of British newspapers, and, despite the Balfour Declaration, the British press was not known for a pro-Israeli stance.

Their reporters seemed more attracted more to the wild open spaces and the vast starlit skies of Arabia than the Biblical lands.

I, however, am an American, and had absorbed a pro-Israeli stance through osmosis. The Arabs were in bed with the Reds and the plucky democratic Israelis had seen off repeated attempts to push them into the Med.

When I visited everyone was still arguing about the outcome of the 1967 War in which the Israelis managed to secure the rest of Jerusalem and, the West Bank of the Jordan and the Golan Heights in just six days. It was a triumph and the poster of the year in America was of a weedy-looking Hasidic Jew bursting out of a public phone box while tearing off his Black coat to reveal a superman costume.

But ten years later the world was demanding that Israel withdraw to its pre-1967 borders. No, said Israel. We need “defensible borders.” That was the diplomatic mantra: “defensible borders , defensible borders.”

I arrived in the heat of the summer but waiting for me was an air conditioned limousine, a driver and a young Israeli from the foreign ministry. I was his first diplomatic assignment.

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Second Referendum? When was the first one?

If there was a referendum asking voters to choose between continued membership of the EU under the current agreement, or with a settled deal between Britain and the EU after we’ve left, then I must have been on holiday when it took place!

On the 23rd of June 2016 there was a referendum and people voted for something – that much we know.

After a campaign that was described as having “glaring democratic deficiencies” by the Electoral Reform Society, people voted to leave the European Union.  They did so for a variety of reasons.  Some thought it would reduce immigration, others believed they would get more money for the NHS, and some did so based on vague and indefinable notions of sovereignty.

Everyone voted in good faith. It’s wrong to accuse Leave voters of not knowing what they were voting for, or not understanding what they were doing – everyone makes decisions based on how they interpret their own reality.

However nobody can possibly predict the consequences that will now ensue because of this decision.

A referendum on the final Brexit deal is essential.

This wouldn’t be a ‘second ‘referendum because there never was a first referendum on a negotiated deal.

In order for people to vote sensibly in a binary referendum then, surely – with an urgent appeal to common sense – you have to give them two options that can be directly compared and scrutinised against each other.  The 2016 vote failed to do this.  It was a campaign of sentiment not fact: a saga presented as zealous nationalism VS apocalyptic defeatism (‘Project Fear’), and zealous nationalism brought them out to princely turnout sum of 72.2% and won the day.

Brexit is likely but it is not inevitable.  Public opinion could change everything.

So far there is a growing trend where people think it was wrong to leave the EU. This is happening because as the negations proceed, it becomes apparent that untangling ourselves from the a union we’ve been a part of for decades is a lot more complicated than what was sold to us in the campaign.   

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Lords Committee: “Difficult to envisage a worse outcome than no deal”

As the EU negotiations traverse this predictably tricky stage, the Usual Suspects appear on television blithely arguing that we should just walk away from the negotiations with the EU with no deal because it’ll all be fine, really.

Except anyone can see that that outcome is far from desirable.

The House of Lords European Union Committee has skewered any notion that “no deal” is anything other than a highly damaging option in a report published today. It also slams the Government for enshrining the date of withdrawal in the European Withdrawal Bill.

They also make the obvious point that it is not possible to reach a deal by the March 2019 deadline and so our membership of the EU should be extended to cover this.

We may not have much information from the Government in terms of the impact of Brexit on certain sectors in the economy, but we do have some pretty strong evidence in this report of what  a disaster a “no deal” scenario would be for the agri-food business, for the ports, for aviation, for the financial sector and it really isn’t pretty. Read through the evidence and wonder how anyone can actually go on telly and advocate it as an option.

The report’s conclusion is damning:

A complete ‘no deal’ outcome would be deeply damaging for the UK. It would bring UK-EU cooperation on matters vital to the national interest, such as counter-terrorism, police, justice and security matters, nuclear safeguards, data exchange and aviation, to a sudden halt. It would place the status of UK nationals in the EU, and EU nationals in the UK, in jeopardy, and would necessarily lead to the imposition of controls at the Irish land border.

The wider economic impact of an abrupt departure from the EU single market and customs union, and the adoption of WTO conditions for trade, would be felt across a range of sectors, including financial services, the agri-food sector, and aviation. It would have a particularly disruptive impact on cross-border supply chains. The short-term impact on trade in goods would also be grave: the UK’s ports would be overwhelmed by the requirement for customs and other checks. There is simply not enough time to provide the necessary capacity, IT systems, human resource and expertise to deal with such an outcome.

Vince Cable echoed the Report’s conclusions, saying that “no deal” would leave us “poorer, weaker and more isolated than at any time in modern history.”

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Bitter sweet: ALDE Congress in Amsterdam

I have mixed feelings as I come back from my third ALDE Congress (Alliance of Liberal and Democratic parties across Europe), this time in Amsterdam, one of the most liberal cities in the world. It’s energising to spend time with liberals from across Europe, and the largest Congress yet of 1500 people, knowing that we share values of openness, internationalism and environmentalism. Some countries are so liberal like the Netherlands and Finland, that they even have two liberal parties!

There was sad news that the UK representative on the ALDE party bureau, Baroness Ros Scott was not reelected to her position as Vice Chair. Colleagues from other parties like the FDP (Free Democratic Party) in Germany commiserated and said ALDE should look for ways to continue to collaborate with the UK. This is wise considering a sizeable proportion of the resolutions for voting and discussion by the congress were well-informed and well-drafted by the UK delegation on a range of issues from Iran and Myanmar to LGBT rights, and the Balfour Declaration.

The reoccurring theme in the conference debates focused on how we, as liberals, can combat populism and illiberal voices. Xavier Bettel, PM of Luxembourg (one of 5 liberal PMs in the EU and my favourite) said that we need to fight for our values every day. We should speak to the majority, engage with people who hold different views from us, talking about real issues that matter to people and think in dreams not fear.

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Why didn’t they chant for the Greens?

The Green Party is a great illustration of how much UK politics is shaped by First Past the Post. Corbyn supporters tell us that the country has been crying out for an anti-establishment, left-wing alternative for years. But the Greens have been pushing that message for decades. Yes they disagree on some policy areas, especially on Brexit, but Corbyn’s political ideology is pretty much identical to theirs.

The Greens got only 4% of the national vote in 2015 though. And the latest Britain Elects poll which has Labour at 45% has the Green Party at just 1%. Why will people support Jeremy Corbyn when they didn’t support the Greens?

The truth is that the Green Party, and other small parties like ourselves, face obstacles which Labour and the Tories don’t. They are trapped as an outsider in a two-party system, where their votes count for less, their message is muted, and they are seen as a wasted vote. We’ve come to accept this sort of thing as normal – but it makes a sham of our democracy. How can we justify a system which is so structurally biased, that two parties can give almost the exact same pitch to the people, and one is seen as a revolution, while the other is seen as an irrelevance? 

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Lord Bill Bradshaw writes…A partnership railway can help secure enormous benefits for Britain

It’s been a busy time for rail announcements, following on from the publication last week of the Government’s rail strategy, Connecting people: a strategic vision for rail, which itself was just a few weeks after the launch of a long-term plan, called In Partnership for Britain’s Prosperity, to change and improve Britain’s railway.

Working together, the partnership railway of the public and private sectors has committed to securing almost £85bn of additional economic benefits to the country. The plan contains four commitments which will see rail companies strengthen their economic contribution to the country, improve customers’ satisfaction, boost the communities it serves and create more and better jobs in rail.

I welcome this plan, because there is an urgent need to re‐state and define the railway, and the role it can play in meeting Britain’s transport needs. A recent report of the National Infrastructure Commission downplayed the potential of the railway and there is a need for the industry to fight back. We are not the industry of ‘Thomas the Tank Engine’ and the vintage steam engines which cast an image of a bygone age and dignified decline, nor are we in the image of the RMT who, while advancing bogus claims about safety, obstruct change to a thriving future with more, and better‐rewarded staff, who constantly say when asked that they enjoy working in the industry.

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Sanctuary in Parliament

iving a voice to those with no voice that anyone in a position of power will listen to, is surely one of the key things we believe in as Liberal Democrats.

There was the opportunity for just this at Sanctuary in Parliament last week.

Asylum seekers and refugees from throughout the country were able to go to Parliament to meet with their MPs, and tell them of the impact on their lives of living in poverty, or being destitute, and not having the right to work.

I had gone, with a non-political hat, with a team from Tees Valley, including 2 people seeking asylum who are awaiting decisions, one asylum seeker who is destitute, 2 refugees.

The MPs had been invited to attend beforehand, and with a fair bit of chasing up nearly all of those from Tees Valley did.

Also four Lib Dem Peers, Brian Paddick, Roger Roberts (and his researcher Helen Byrne), Sally Hamwee and Shas Sheehan came along, and we met Sal Brinton there too.  Ed Davey sent his caseworker as he was unable to attend himself, and Layla Moran’s researcher came as she was unwell.

One of our delegates spoke from the platform with a very moving and beautifully delivered speech.  All met with the parliamentarians, and told their stories, specifically relating to the theme, and generally got involved.

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Snowflakes and Safe spaces

What sensitive flowers they are! You cannot move these days for some commentator dismissing students (especially women and LGBT students) as lacking resilience and unable to cope with criticism, contrary views or even a bit of banter.

But would we really want to go back to the university culture of thirty or forty years ago – particularly for women? The revelation in Harriet Harman’ s biography “A Woman’s Work” that her tutor threatened to downgrade her degree if she did not sleep with him does not come as a big surprise to those of us who went to university a few decades ago.

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Do we fancy jumping off a cliff like lemmings?……now let me see…..it’s a tough one…..


PSM V11 D400 Lemmings in migration

I sympathise with Theresa May. She has a very difficult decision to make for the country.

The two options are:

Option 1: The Mass Lemming option

We are hold hands – that is all 65.64 million of us, minus two, and jump over a very high cliff into economic contraction/uncertainty and a return to ghastly sectarian murder in Northern Ireland. But the good news is that the press will love it and John Redwood and Jacob Rees-Mogg (the minus two) will be at the bottom of the cliff to catch us.

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My proposal for a successful Brexit

Having voted courageously to take back control of our nation and regain our sovereignty, it has been incredibly frustrating to see our elected representatives over-complicating the process of Brexit and not putting Britain’s interests first. I have heard much from Theresa May and her team about how difficult it all is; less about the opportunities that Brexit presents for us as a nation. So let’s break down the stumbling blocks one by one, and look at how the governement should be approaching them.

Firstly, the Irish question. The Leave campaign always stressed that there was no need for a hard border in Ireland. I can see why there are some issues to be resolved here, but no one wants border checks, which is why I would propose an agreement that goods can be brought from Ireland into the UK, or vice versa, without any restrictions. Of course, as Ireland already has an agreement with the EU, this would automatically mean that there would be no need for customs checks for going in an out of any other EU country, thus reducing red tape and showing that, despite Brexit, Britain is open for business!

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Lost Leaders. Get me outta here!

I had hoped that Theresa May would be a “good” Prime Minister – she used to be my MP so have met her on a few occasions. But she fell under the same spell as her predecessor David Cameron, she did not listen to the voters, she gambled and lost. She said;

the Government I lead will be driven not by the interests of the rich and powerful, but by the interests of ordinary, working class people

Yet she never followed through, never put forward a strategy for achieving this, she had many chances to do this, but nothing. The party manifesto …

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Forget a second referendum!

For the UK to remain in EU, a second EU referendum on the terms of Brexit is a false goal. It implies Liberal Democrats will oppose the terms when they are known, whatever they are. We risk being accused of wanting the worst outcome for our country, to justify our opposition.

Actually, the terms don’t matter. Most Brexiteers, especially in government, just want to leave, without terms, a divorce bill or a transition, in order to end immigration and continental entanglements.

Calling for a second referendum, assumes Remain could win. The lamentable Remain campaign in the 2016 referendum and the …

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Regional Branding: the path to recovery

Christmas looks a little more cheerful for the Lib Dems after a string of November council by-election results but so far as national opinion polls go we are bumping along the bottom.

Given such data, it would be unsafe to draw the conclusion that are resolute anti-Brexit stance is paying dividends. It may well do so when some turn of events demonstrates to the vast swathes of voters that Brexit was a catastrophic economic and political mistake, but no-one just now is holding their breath. There may well come that Iraq moment when the party’s wisdom is demonstrably vindicated but …

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Christine Jardine stands up for WASPI women

Women born in the 1950s face an unexpected wait of the best part of a decade before they can get their State Pension. When they started their working lives they would have expected to be able to retire at 60. Now they have to wait until they are 67. The principle of the age going up and being equal with men is not in question. That women have had such a steep and disproportionate rise without being properly informed by the Government is an issue that needs to be addressed.

These women were at the sharp end of the gender pay gap for their working lives so any occupational pension they have is likely to be less than a man in the same job. Now they are being disadvantaged in their retirement years too.

Liberal Democrat MPs Christine Jardine and Stephen Lloyd are co-sponsors of a Bill that aims to look at ways of putting this right. It’s due to get its second reading early next year.

In a Commons debate this week, Christine explained the impact of the changes on the 6000 women affected in her constituency and pointed out that failure to get this right may mean that MPs may have their retirement dates chosen for them earlier than they expected.

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The Damian Green alleged web misuse case – the employer should investigate and take whatever actions they deem appropriate


Embed from Getty Images

I may be reverting into my sandals here, but I can’t see why Damian Green should be sacked – unless his employer investigates his case (regarding alleged web misuse) and deems a dismissal is appropriate.

We’re assured (by, oddly enough, retired Detective Lewis – I can imagine John Thaw saying “LEWIS!” as I write) that there is no chance that Mr Green has broken the law. The pornography allegedly found on his computer may or may not have got there due to his actions – Mr Green strongly denies any wrong-doing. But the alleged images were, apparently, not illegal, and not even extreme. The case was years ago and the result of a contested search of parliamentary premises. The current controversy seems to be a battle of retired police officers. Retired Chief Constable Sir Peter Fahy says unrelated non-criminal events uncovered by enquiries would normally be kept confidential with no action taken.

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Federal Policy Committee Report 29 November 2017

The Federal Policy Committee met again on 29th November 2017. The agenda comprised draft proposals from two of the main working groups in train at present and two further items on strategy.

Update on Education Working Group

Lucy Nethsingha attended the meeting to talk through the preliminary proposals of the Education Working Group. There was an accompanying paper. This group was originally to report to Autumn Conference of this year but was delayed because of the snap General Election. It will now report to Spring Conference 2018.

The committee went through the proposals set out in some detail. I am not going to reproduce them all here because they are not fully finalised and are yet to be debated by conference. However, they set out a clear and compelling reform programme that will make a real difference to the lives of our young people and their teachers.

Committee members raised a number of particular issues. They included how the education system could reduce inequality, the fragmentation of the education system through the widening use of academies and free schools, the role of Local Authorities, careers advice, mental health, diversity, GCSE exams and teacher recruitment.

The group will return to the committee with a completed paper shortly.

Update on Rural Communities Working Group

The committee next received an update from the Rural Communities Working Group and its chair, Heather Kidd. One of the key tasks of the group is to set out a vision of what a successful local community in a rural area looks like.

There was a short paper setting out the provisional conclusions of the group. During the consultation phase, Party members were asked what they thought the key issues were insofar as rural communities are concerned. Those that came up included investment and cuts, broadband and mobile phone signals and public transport. Other important issues included housing, Brexit and the cost of living. The group
has developed policies to meet those challenges, together with a number of others identified through the process, and the committee went through those in some detail.

Particular issues that came up in the debate were housing, transport, tourism and coastal towns.

Again, a completed paper will return to the committee at a future meeting (probably in January) and the proposals will be debated at Spring Conference 2018.

Race Equality Working Group

The committee agreed to set up a Race Equality Working Group at its last meeting. This is a high priority area for the Party and one in which work is now overdue.

The chair and remit of the group was agreed at this meeting. The chair is to be Merlene Emerson. The Vice-Chair is to be Issan Ghazni. We advertised the position of chair widely and there were a number of high quality applicants.

The remit of the group makes it clear that the Party is committed to a fair, free and open society, as is set out in our Preamble to the Constitution. We reject all forms of discrimination and prejudice and we are therefore committed to race equality. The remit notes that advances have been made towards a less discriminatory society but there are still many barriers and prejudice in evidence.

The group is required to consider those barriers and propose policies to address them and to create a more inclusive, tolerant and fair society. Specific areas that the group will be required to consider include public sector institutions, legislation, race inequality in the economy, as well as the justice, housing and education systems. Health inequality is also to feature.

The group is to consult at Autumn Conference 2018 and report to Spring Conference 2019.

Membership Engagement Update

There was a useful report-back on the policy-related activities of some of the Regions in England and Specified Associated Organisations (SAOs) including Liberal Youth. The committee is going to re-visit the question of liaison between Regions/SAOs in February 2018.

Strategic Messaging

Mark Pack attended the meeting to talk about strategic messaging. He said that he had been asked by Vince Cable to convene a small group to consider the approach of the Party to strategic messaging and to ensure that there is strong integration between initiatives of the Leader, the Federal Policy Committee, the Chief Executive and the Campaigns element of the Party. In doing that, the group had been through the market research that the Party had commissioned, analysed our General Election data and considered what had worked in campaigns in the past.

Mark went on to identify some lessons for us to learn for the future together with a number of ways in which the Party can improve its strategic messaging. Those are clearly sensitive matters and I will not set them out in detail here but there is a lot of work ongoing in these areas. There will be a motion to Spring Conference from the Federal Board about it.

Several issues were highlighted by committee members in the debate that ensued. There were questions about the role of manifestoes, how the content and tone of our manifestoes might change and the role of policy generally. The committee is going to return to this in the early part of the New Year.

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ALDC’s by-election report 30 November 2017: A great night of by-elections

This local politics malarkey is all too easy, isn’t it? A full house of Lib Dem wins in the 4 by-elections across the South of England has us all cheerful as we head into the festive season, and provides us with a some inspiration for what we can achieve in 2018! Last night leaves us with a vote share of 25.3% (+12.0%) across November, with a total of 9 seats (2 holds, 7 gains, 0 losses).

Tandridge DC, Westway – Lib Dem hold
 
LD Helen Rujbally 483
Con 239
Lab 118
UKIP 62
Starting off with a brilliant hold, congratulations to Helen and everyone in Westway. This seat is normally a pretty tough fight between us and the Tories so to hold it with an absolute majority is a real testament to the campaign team in Tandridge. Very interesting to note is that the collapse in UKIP vote didn’t benefit the Tories at all here, which does seem to be the case in local elections recently. Certainly the UKIP vote seems to be quite willing to switch to us locally if we campaign effectively, leaving our prognosis looking evermore hopeful for next year!
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In the Dorset town of Beaminster Cllr Gil Streets enacted Liberal Democracy: let us not forget that.

News reaches us that former Cllr Gil Streets of Dorset has passed away. Now let’s make myself clear – I wasn’t close to him, but we met several times, I heard his advice and I learnt from him. But thinking back I realised that Gil for me illustrated a political philosophy that was why I joined the Liberal Democrats and I felt that his death for me should not be allowed to slip past without comment.

Gil was not a household name for Liberal Democrats but he was significant – he was part of a generation of campaigners who emerged from the Grimond rebirth of liberalism in the 1960’s. Indeed Gil and his generation went further and he was one of the many who provided the base, the foundation and indeed I would suggest the heart that give the newly formed and merged Liberal Democrats life. Indeed if Gil knew I was writing this he would be at best amused and probably a bit embarrassed.

But he represented Beaminster for years on the Town Council, West Dorset District Council and Dorset County Council, was an active community politician and got things done. That was his objective – getting things done – and he was successful, so successful that he was honoured with becoming an Honorary Townsperson of Beaminster. He had previously been awarded an MBE for his work on Industrial Relations in Gibraltar. The list of Gil’s achievements for his community was long: newspaper reports cite his work securing Christmas Lights, local celebratory beacons for Royal commemorations, as a governor at the local school, activist within the local museum and of course the youth club  – all this as well as being a West Dorset District and Dorset County Councillor and this doesn’t even mentioned the potholes and street lights he got fixed.

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Observations of an ex pat: Wounded Special Relationship

Donald Trump has just shot the special relationship in the foot.

It will recover. The special relationship between the US and Britain does not rely on one president, one prime minister or even one monarch. They are all relatively ephemeral influences in a relationship based on centuries old links involving a common legal foundation, a common language (almost), cultural and family ties, and common philosophical roots.

But the hole in the foot hurts. It means that the relationship will now limp along at a time when frighteningly unstable events on both sides of the Atlantic and elsewhere in the world demands the normal good steady stride.

So what did Trump do and—more importantly– why? Well, for those who have just emerged from a spelunking trip, the president has been tweeting again, or, to be more precise, retweeting.

This time President Trump retweeted a video from Jayda Fransen, deputy leader of the far-right Britain First Party/movement.  The video purported to show the violent activities of Muslim immigrants in Europe. Its clear purpose was to support the movement’s racist, hate-filled, anti-Islamic, anti-immigration message.

Setting aside the morality of such a goal, the videos had virtually no basis in fact. They were the fakest of the fake news that Trump loves to attack. But this did not bother the president  or  his spokesperson Sarah Huckabee who dismissed the credibility issue. It’s the threat that counts, she said, and the threat is real.

Threats, like medical diagnoses, must be based on hard facts. If a doctor makes the wrong diagnosis then the prescribed treatment will be wrong and the patient will die. If a politician—especially the president of the United States—makes his decision on false information then the resultant actions will cost lives.

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The Party Disciplinary Review

There was a recent article on Lib Dem Voice by Lord MacDonald on the review that is taking place on the Party’s disciplinary procedure. I would like to encourage you to take part if you have not already done so – I confess I only just got around to filling it in myself yesterday!

Regarding complaints, I have experienced elements of both ends of this process – having something done to me which I made a complaint about; and sitting on a disciplinary panel to decide whether charges against a party member were held or not.

My insights into the …

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Wisdom of the Crowd

e voting screenDuring the Article 50 vote, I found myself tweeting quotes from a famous speech made by Edmund Burke, who was a Whig MP and Political Philosopher in the 1700’s, on representative democracy.

In his speech to the electors of Bristol in 1774, he said that government and legislation are matters of reason and judgement and must not be decided by opinion and inclination. The quote I used to underline the point that MPs who believe Brexit is wrong should not vote to trigger Article 50 was, “Your representative

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Brexit Break-up

Liberal Democrat opinion seems to be moving towards an expectation that sometime in 2018, the Brexit process will collapse. They argue that the government is divided and their negotiations are seen as chaotic. Some suggest that Tory divisions will bring the PM down and are likely lead to a general election.

We should remember that this is the same party which ran us out of town in 2015. This is the party with more financial backing than we could dream of. Most of all, Tory MPs do not want to lose their …

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Orange The World – 16 Days of Activism against Gender-Based Violence

Last Saturday was the International Day for the Elimination of Violence Against Women.

Orange The World is the 16-days of activism against gender-based violence led by the U.N. Secretary General’s initiative UNiTE to End Violence against Women. The theme of Orange The World this year is Leave No One Behind – End Violence Against Women and Girls.

This is Day 6 of Orange The World. Women and girls around the world are subject to the most dreadful human rights violations. Female Genital Mutilation; child-marriage; rape; molestation; harassment; domestic violence, death. …

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Baroness Olly Grender writes…Give renters fair access to affordable credit #makerentcount

Creditworthiness, yet another poverty gap issue, is one that could be so easily closed.

You’ve paid your rent all your life in full on time. You go online to buy a washing machine. You fill in your credit details. But because you’re renting in social housing, that washing machine will cost you somewhere between £300 and almost £1,000 more than someone with a mortgage.

Over two thirds of renters, in private and social housing, pay their rent. Renters are often managing bills, juggling finances and paying a far higher proportion for their housing costs than many owner-occupiers.

Last week, The Big Issue’s John Bird introduced a Bill to make this fairer. It will mean that rent paid in the past, and council tax, will be included when someone applies for credit. It will ensure that renters have as much of a digital identity as owner-occupiers. It will make rent count.

A version of this scheme has already been set up by Big Issue Invest by using rental data. This brilliant project, the Rental Exchange, is transforming credit freedoms. In almost 80% of cases, tenants can gain an improved credit score when rent data is shared, and the evidence also shows a jump from 39% to 84% in digital identity authentication when rent data is included in credit files.

Fairness for renters was the reason for my Renters Rights Bill last year, which focused particularly on banning tenancy fees to lettings agents. Many Lib Dems got behind it and, thanks to our successful campaign, it’s now a Government Bill.

By 2021, nearly one in four of us will be renters, still paying the poverty premium, currently an additional £1,300 for the basics of energy, phones, white goods and furniture. But people living in poverty must not be forgotten about. The financial system drives renters into the arms of the most unscrupulous lenders, which, in turn, drives a vicious cycle of poverty.

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OBR on Brexit: time for fearless Brexiters to face project reality

The budget discussion concentrates on the recent growth reassessment by the OBR. Bad enough as that is, a fuller picture emerges if one compares their recent estimates with its last pre-Brexit report from autumn 2015.

The Institut der deutschen Wirtschaft Koeln has done so and compared the OBR’s growth estimates for 2016-2020 at those two points in time:

Cumulative growth 2016-2020 (%):   2015 report   2017 report   shortfall
GDP   12.6   7.6   -5.0
Private consumption   12.8   7.7   -5.1
Business investment   39.2   9.4   -29.8
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Building a movement based on our values

People join political parties because they are interested in politics.

That may seem an obvious thing to say, but those of us engaged in the grind of day-to-day campaigns must regularly remind ourselves. Because, while lots of us are passionate about our community activism, a large majority of our members are more motivated by values and bigger ideas.

If we want to galvanise them into a campaigning force – helping our community campaigns in the process – we need to remind them why they joined. That means talking about our liberal values and giving our members an opportunity to campaign for them.

Think …

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Is Vince Cable right to say that there is a 20% chance Brexit won’t happen?

Vince Cable told Sky News’ Niall Paterson this morning that there was a 20% chance that Brexit wouldn’t happen. He said:

The government is of course pressing ahead with negotiations but the sheer complexity, the practical difficulties, the fact that government is internally divided – we may get to the middle of next year and find this is just a horrible mess and there will be a growing political mood in the country and in parliament to find a way out and that’s why we think at the end of the day the public should have a choice as to whether they want to go ahead with Brexit when we’ve discovered what it’s about or whether they want an exit from Brexit.

I’ve been thinking for some time that we need a bit of a better roadmap to show the public exactly how it is possible to get out of this mess. Half the country, if it’s watching the news at all, is doing so from behind a cushion but is shrugging its shoulders because it thinks the course is set and that a damaging Brexit is inevitable.

I think that’s partly why Lord Kerr’s intervention the other week was helpful because it reminded people that Article 50 was revocable. We can actually get out of this mess if we want to. And he should know, given that he wrote the clause in question. Let’s remind ourselves of what he said:

It is not irrevocable.

You can change your mind while the process is going on.

During that period, if a country were to decide actually we don’t want to leave after all, everybody would be very cross about it being a waste of time.

They might try to extract a political price but legally they couldn’t insist that you leave.

Vince mentioned the practical difficulties and the “horrible mess” of it all. This was evident in the entirely divergent positions proffered by Ruth Davidson and Liam Fox just half an hour apart this morning.

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Max Wilkinson selected as PPC for Cheltenham

Cheltenham Liberal Democrats have selected their new Parliamentary candidate. Max Wilkinson was chosen from a shortlist of five at a selection meeting last night.

Martin Horwood, who was Cheltenham’s Liberal Democrat MP until 2015 welcomed Max’s selection:

Recently Gloucestershire Live got its hands on all the candidates’ selection leaflets. Max’s said:

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When politics is personal

I have been a contributor to Liberal Democrat Voice for so long,a reader for longer,that some  have asked me why I do not write articles for it. As a contributor to one or two other sites,and someone who also, amongst other things  does write professionally,and increasingly has had my head down more than once upon a time,this site has seemed to be a part of my political, rather than creative world.As I am based in an area,Nottingham,and from one,London,where getting elected for this party is no easy or even very feasible thing,politics is for me the world of the amateur of professional standard,my degree was in history and politics and as with many in our party,my interests are in both,but not my financial interests! But amateur means motivated by love for something,when referring to the reason for doing something,rather than the ability at something.I love the world of politics even if a part of me loathes it too!

That is not something I could say of this site.While it can drive me potty at times,I do believe it to be the best political site in Britain,the efforts of it’s editors considerable,especially considering they are, as with that word again, amateurs in not getting paid, though of such obvious professional standard as writers as well as editors.I play a part in something , in which I am delighted to do so.

But my despair at certain things today,and at times I would call it this, in our society or our party, in my sphere or profession,encourages me to do one of two things.Either say, and do less, of that which has been my answer to that frustration, politics,or, say and do, more.Often,my solution,like many of my views,is between two extremes and I have chosen to do neither, but find a strong middle way.I am coming to the conclusion that although my Italian and Irish part lineage, and theatrical and artistic temperament,might lead me to rely on that steadier influence that comes from my English side, and go for the reasonable and the moderate, that I have to say and do more.I have something to say and I have got something to do and I am going to say and do it.

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